# Best Health Insurance in Pakistan for You, Your Family & Parents

Smartchoice helps you find the right health insurance plan so you and your family can access quality healthcare.

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  Best Rates Guarantee

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  Free of Cost Service

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  Claim Assistance

### Benefits of Health Insurance

##### Protection Against Rising Medical Costs
Hospitalization, surgeries, medicines, and ICU care are expensive.  
Health insurance protects you from sudden, high medical bills.

##### Access to Private Hospitals
Get treated at 400+ reputable private hospitals across Pakistan,  
instead of compromising due to cost or overcrowding.

##### Financial Security for Your Family
One medical emergency can disturb your entire household budget.  
Insurance keeps your savings and plans protected.

##### Coverage for Emergencies & Planned Treatment
From accidents to surgeries, health insurance prepares you for both  
unexpected and planned medical needs.

## Free Mobile App With Every Health Plan

Every Smartchoice health insurance plan comes with a free health & lifestyle mobile app, at no extra cost.

###### Policy & Coverage Information
Access your health insurance details, benefits, and support in one place.

###### Exclusive Discounts on Lab Tests
Save on diagnostic tests at leading labs across Pakistan.

###### Free Doctor Consultations
Consult qualified doctors anytime through the app.

###### Everyday Deals & Discounts
Enjoy discounts on food, retail, and everyday spending.

### Real Customers,  Real Claim Stories

## Why Choose Smartchoice for Health Insurance?

### Compare Top Insurance Providers in Pakistan
View multiple health insurance options in one place, both conventional and takaful.

### Best Prices, Pre-Negotiated Rates
We secure competitive pricing so you get better value without paying extra.

### Simple, Transparent & Digital
No confusing paperwork. Clear benefits. Easy buying process.

### Support Before & After Purchase
From choosing the right plan to guidance when you need help, we’re with you at every step.

## Health Insurance Guide

### What does Health Insurance cover?
All your medical needs ranging from Inpatient, Outpatient and Maternity cover. It covers you against the costs incurred as a result of illness and accident.

### How to save on health insurance?
Health insurance to some extent is counted as an essential need of humans. If you look around yourself, there are various health insurance companies in Pakistan that provide different rates on different plans.

### What is family health insurance?
Family health insurance in Pakistan has been specially designed to provide health cover to you, your spouse and your children under a single policy in case of any illness or accident that leads to hospitalisation.

### What is individual health insurance?
Individual Health Insurance provides cashless claim, hospitalization expenses, surgical & miscellaneous expenses. The age limits are between 18-49 years is eligible for this coverage.

### Why do I need health insurance?
Health insurance provides financial protection in times of medical emergencies. Health insurance offers cashless treatment across network of hospitals in Pakistan which are on the panel of insurance companies.

### How can I buy health insurance?
Individual, family or parents health insurance can be bought easily by searching for and picking the right plan and entering some basic information - all on our website.

Need help?
Talk to an expert:  
[(021) 111-212-212](tel:021111212212)

Mon-Fri: 10:00am - 6.30pm & Sat: 11am - 4pm