### Get the Best Health plan for Yourself - ### Best Rates Guarantee - ### Free of Cost Service - ### What is Health Insurance? ## Our Partners Quality Health Insurance Providers we work with: - - - - - ## What our customers say about health insurance claim *** Our Customers Love Us **4.7** Rating **250** Reviews Muhammad Osama Sharif Really nice and helpful agent. Good service. Keep it up. Anonymous Good & efficient service Awais Khalid Good platform that provides all choice in one place Mansoor Ahmed Good Nargis Anwar Policy procedure is easy and simple. I faced no issues to get my health policy I wish and hope in case of any claim or illness no undue complication will be faced. Naseem Mushtaq Thank you for the exceptional service provided while purchasing health insurance. The entire process was smooth, and your team's responsiveness and attention to detail were impressive. I feel confident and secure... Rizwana Ehsan Waraich It's good I didn't face any issue Abu Obaida Saeed My health insurance policy is not digitally available. Kindly make it available Tasleem Mehmud Always Cooperative. Tahanyat Satti It was a good experience BADAR MUNIR Good work. Keep it up Husnain Afzal Khan They are pretty professional and guide you well throughout. Ajay was my agent and he answered my 100 of questions. I asked him haha. Thank you for wonderful service. Faisal Sheeraz Baloch Superb service... Arslan was very cooperative and patient with my million questions.... I'm a repeat and happy customer TYRONE JUDE MASCARENHAS Very good and prompt service in getting the Health Insurance Policy. Arslan was very supportive and also timely corrected some errors and very well explained all the details. Hafsa Shaikh I have a very good experience with Smartcare Zeeshan Ijaz As described as discovered. Touba Nisar Thanks Amil Daraz Smart choice is really helpful for comparison and buying insurance Muhammad Sajjad Please ensure that All insurance companies respond quickly when costumer reports to hospital in case of admission. Muhammad Talha Talha Good service Syed Waseem Abbas From start to end, it was a smooth process. I got a personal consultant who helped me select the plan that's best suited to my requirements. I never believed buying health insurance in Pakistan can be this simple... ## Benefits of Health Insurance in Pakistan ### Pre Hospitalization Expenses Pre-hospitalisation expenses are medical costs incurred by the insured before getting admitted in a hospital. Pre-hospitalization time limit ranges between 30 to 60 days before hospitalization. Health insurance not only entails medical expenses during medical emergencies but also encompasses pre hospitalization expenses. ### Post Hospitalization Expenses Post-hospitalization are the medical costs incurred after the patient has been discharged. Post Hospitalization time limit ranges between 30 to 60 days after hospitalization. Health insurance not only entails medical expenses during medical emergencies but also encompasses post hospitalization expenses. ### Choose your preferred Hospital When you get health insurance you can opt to get treated at any of the network hospitals that are offered under your insurance provider's agreement. ### Cashless benefit/Claim Cashless claim allows insurance members to receive medical treatment without the need to submit a claim for or pay for treatment. Insurance companies are registered with a large number of hospitals in their network. Get health insurance with the cashless facility, stay tension-free and cure yourself faster. ### Emergency Medical Expenses Fever, flu, and cough are normal and they go with proper care, but what if you need a surgery that costs more than your monthly budget, health insurance can provide you the finest possible treatment. ## Health Insurance Guide #### Health Insurance Coverage: All your medical needs ranging from Inpatient, Outpatient and Maternity cover. It covers you against the costs incurred as a result of illness and accident. The true value of health insurance is in the access to quality healthcare that it offers you at the time of an acute, unforeseen medical emergency, such as a heart attack, an accident, or the onset of cancer; emergencies which require costly treatment and can set back a family’s finances by many years. #### How to save on Health Insurance quote Health insurance to some extent is counted as an essential need of humans. If you look around yourself, there are various health insurance companies in Pakistan that provide different rates on different plans and finding the right one can be difficult. Comparing health insurance plans can be one of the solutions where you can compare all the best insurance companies in Pakistan and for that you can use Smartchoice.pk which enables you to compare four insurance companies side by side at the same time. Once you have decided what suits you the best you can also buy and save on your health insurance policy directly from Smartchoice.pk. #### Family Health Insurance Family health insurance in Pakistan has been specially designed to provide health cover to you, your spouse, and your children under a single policy in case of any illness or accident that leads to hospitalisation. These policies have a cashless claim process registered with a vast network of qualified doctors and proper hospitals. The amount of sum insured floats over the entire family – this means that the limit can be used by any member of the family and for any number of times. #### Individual Health Insurance Individual Health Insurance provides cashless claims, hospitalization expenses, surgical & miscellaneous expenses. The individual health insurance age limits are between 18-49 years is eligible for this coverage (Once covered, policy can be renewed yearly till age 60). ## Need help? Talk to an expert: [(021) 111-212-212](tel:021111212212) Mon-Fri: 10:00am - 6.30pm & Sat: 11am - 4pm [whatsapp](https://wa.me/923092222389 "whatsapp")