## Habib Insurance One of the oldest insurance companies, Habib insurance was established in 1942 in Mumbai (formerly called Bombay) later it transferred to Karachi in 1947. For more than 75 years, Habib insurance has been aiding customers with the best service to meet client expectations. It offers a wide range of insurance products to provide the perfect solution for their needs. Habib Insurance offers a range of general insurance services that include Property, Marine, Motor, Engineering & Travel. With more than 7 decades of experience in the insurance sector, a sound underwriting policy, and the best reinsurance arrangements with top companies including Hannover Re, Scor Re, Korean Re, Trust Re, Best Re, and Pakistan Reinsurance Co. Ltd, Habib insurance has the reputation of being strong and reliable for its allegiance towards its customers. ## Our Customers Love Us ### Vertical Review Box Excellent 4.58 Average 1383 Reviews - **Muhammad Adeel Khan** Strengths - Good communication, follow-up, and resolution. Weakness - Unable to provide clear responses on specific queries that may not be part of the offering (Term Life insurance). Should provide a clear response, even if the response is to confirm that the specific request is not part of services, etc. - **Sakina Sohail** Excellent experience with Smart choice, thank you! - **Muhammad Asad Javed** Dear Aafia, good job! Thank you very much for assisting me so well. - **Ghazanfar Ali** 5/5, satisfied! - **Hammad Ali Khan** I am very much satisfied with the service SmartChoice.pk is offering to its customers. I must count SmartChoice's work as generosity because I only considered corporate insurance before due to service issues with individual policies. Thanks to SmartChoice for giving us the platform. Last but not least, Mr. Ajay Kumar is a very good person. He knows everything about the insurance offering and always offers the best-suited policy. If I say he is working on the SmartChoice.PK's mission to offer the best policies tailored to your needs, so I won't be wrong. Thank you, Ajay, and SmartChoice.pk. - **Shamshad Ali** Smart choice is really a smart choice for customers to get excellent provided services. - **Sobia** Review for Ajay – Health Advisor, Senior Executive ★★★★★ 5/5 Ajay is the best health advisor I’ve worked with. He explained everything clearly, helped me pick the right plan for my family, and handled my claim during a hospital emergency without any stress. Responsive, honest, and truly client-first. Highly recommend. - **Fahad Abdal** Excellent service by Smart choice team. Got my query resolved in less than 12 hours. Highly recommended for everyone. Get your insurance and be hassle-free. - **Nawaz Khalil** Excellent service and quick support. I had a very good experience with Smartchoice.pk travel insurance. The process was smooth and easy. I especially want to appreciate Aafia from customer service—she was very professional, polite, and helpful throughout. She responded quickly and guided me properly regarding my issue. Overall, I am satisfied with the service and would recommend Smartchoice.pk to others for travel insurance. - **Hameed** The company has good customer service and offers competitive pricing for car insurance. The reps are also very cooperative. - **Abbas Sarmad** Very supportive team and best rates. - **Zaki Ahmed** It was a very good experience, plus the travel department and their reps provided quick enabled smooth processing of my application. Indeed, it's a good initiative, where we can see comparative with few clicks. Thank you! - **Anila Shams** Smart choice is my fast choice when it comes to selecting health insurance. Great and very cooperative staff, I have been renewing health insurance every year for my family. Ajay helped get approval on time in a critical situation, also selecting the best plan at the best cost. Was available to support 24/7. Allah bless for such amazing service. - **Shahzeb** Very impressive response from Smartchoice, highly recommended for health-related policies. - **Usman Ali** Insurance claim process is too smooth. Ms. Natasha Khan's support is exceptional. The process from start to claim for car insurance is handled professionally by her. I will 100 percent recommend to have this car insurance. - **Mian Tahir Farooq** It's very good service. - **Henry** RESTOLTD.COM's attention to detail is exceptional and their team members work with a confidence that instantly builds trust. The system they use is smooth, organized, and incredibly user-friendly. - **Muhammad Naeem** Good, it's easy. - **Junaid** Thanks Hunain, Natasha, and team for all the help upgrading my car insurance to 0% depreciation policy. Really helpful. - **Zafar Mehmood** I was impressed by the good and friendly behavior of the staff in Islamabad branch. Very helpful staff. Keep it up team JUBILEELIFE. - **Ahsan Yaqoob** Excellent service. - **Amar Makhdoom** I always use Smartchoice for the travel insurance needs of my company. Always on time and gives correct suggestions for us to make the right choice. - **Anonymous** It was excellent service. A lady named Ayesha was amazing with all her efforts and she immediately helped me with the car insurance process. - **Khalid** I live in the USA. I don't know much about vehicle insurance. Somehow I found Aisha Bukhari. She was honest and very helpful to get the best insurance for my new bike. Also, I am going to get car insurance soon through her. Just wanted to say special thanks to Aisha. ⭐⭐⭐⭐⭐ - **Ali Raza** Very satisfied with Smart choice because their behavior and communication with customers is very good. I think there’s Ayesha, she is very cooperative and I will suggest my friends and colleagues smart choice. - **Anonymous** Timely service. - **Ayaz** I recently purchased car insurance through Smartchoice and had an excellent experience. Their platform is user-friendly and allows easy comparison of multiple insurance providers, helping me find the best coverage at a competitive price. The customer support team, Ayesha Bukhari, was highly responsive and guided me through every step of the process, ensuring I understood all the details before finalizing my policy. What impressed me most was the transparency and quick turnaround time—everything was processed smoothly without any hidden charges or complications. I highly recommend Smartchoice for anyone looking for reliable and hassle-free car insurance in Pakistan. - **Anonymous** Smart choice is one of the best platforms. I am very much satisfied with their customer support and services being offered. - **Rutaba** Very good service. I’ve been insuring my car with them for the last 3 years. Natasha Khan handles my case very well and I’ve never had issues with claims. - **Asim Ijaz** Very professional staff. Nice to deal with. Very responsive. They understand customer requirements and present them well. Highly recommended. Got 3 cars insured. Claim process is very smooth. - **Ghalib Khan** Masha Allah, very quick response and good service, good work. - **Muneeb** SmartChoice makes insurance simple and affordable! It connects you to top insurers, offering the best rates and seamless service. A must-have platform for hassle-free insurance comparisons and deals! - **Muhammad Saleem** Thank you for your support with my insurance needs. I truly appreciate the clear communication, friendly staff, and the overall positive experience. Everyone I interacted with was professional and kind. I’m glad I chose to take services from your team. - **Tabish Anwar** Yes, they are very cooperative. - **Sheikh Kamran** Miss Natasha has a very good nature. She is very passionate about her work and always performs her duties with great dedication. Her support is always valuable and consistent. - **AKBAR FAROOQ** Excellent, no one gives like your service. - **Sana Nadeem** A very fast, reliable, and easy insurance! - **Amna** I had an excellent experience with SmartChoice.pk. Thank you for providing such an informative and helpful platform. I obtained health insurance information through your website last year, and I recently had the opportunity to use that insurance plan. The entire process was smooth and hassle-free. A representative from SmartChoice guided me throughout and was consistently available to answer my questions and provide assistance whenever needed.