## Travel Insurance from IGI Insurance ### Features - Instant policy issuance - 1200+ policies to compare - 4.7+ rated by customers ### IGI Travel Insurance Travel Sure by IGI General Insurance offers an enhanced policy for Schengen states and all other worldwide destinations, it covers the policyholder for up to US$ 100,000 which provides coverage for medical expenses abroad for both hospitalization and out-patient treatment and dental care. ### Embassy Referrals IGI General Insurance will provide the address, telephone number and hours of opening of the nearest appropriate consulate and embassy worldwide while travelling outside Pakistan. #### Telephone Medical Advice The insurance company provides an online medical consultation facility to the policyholder, in case an immediate prescription or consultation is needed when travelling abroad. #### Medical Service Provider Referral IGI General Insurance facilitates referrals with reference to physicians, hospitals, clinics or any other medical service provider requested by the policyholder. Service is available 24 hours a day, worldwide. #### Arrangement of Hospital Admission The travel policy provides the benefit of Accident and sickness expenses which includes hospitalization and OPD. #### Medical Translation Services The policy provides the benefit of translation of reports and medical prescription in the overseas while travelling in case of any emergency. #### Delivery of Essential Medicine The IGI Travel policy offers the benefit of delivering the essential medicines to the policyholder in the time of need as per the physician’s suggestion/prescription. #### Arrangement of Emergency Medical Evacuation and Repatriation IGI [Travel Insurance](https://smartchoice.pk/insurance/travel) assists and pays for necessary & reasonable expenses incurred in the necessary emergency evacuation of the insured resulting from an illness or injury during the policyholder trip. ### Arrangement of Compassionate Visit IGI Insurance will reimburse, in the event that the policyholder has suffered injury or illness during the covered trip and is confined in a hospital for over seven successive days, for up to the cost of an economy class round-trip airfare and accommodation expenses up to US$100 per day for a close family member to travel to, stay or accompany the policyholder. ### Arrangement of Return of Minor Children IGI General Insurance will reimburse the policyholder in the event that the covered individual has suffered from injury or illness during the covered trip and is restrained in the hospital, for an economy class airfare for each of the children to travel back to the home country. ### Arrangement of Accommodation IGI General Travel Insurance provides for reasonable additional accommodation and travel expenses if the policyholder is unable to travel because of an injury/illness. ### Interpreter Referral Will provide the address, telephone number and hours of opening of interpreters worldwide while travelling outside Pakistan. ### Lost Luggage and Passport Assistance A carefully chosen travel insurance policy can allow you to pursue adequate compensation against financial damages sustained. ### Trip Cancellation or Curtailment The company will reimburse the policyholder for any irreversible and unused travel fare, accommodation expenses and other pre-paid charges due to; unanticipated illness, injury or accidental death of the policyholder or family member. ### Legal Referrals IGI General Insurance will help the policyholder contact a local lawyer or the appropriate consular officer when needed. ## Emergency Travel Service Assistance Provides immediate support and assistance in case of an emergency in terms of cash and travel assistance if required. ## Emergency Document Delivery The insurance company provides assistance in the delivery of urgent documents to the policyholder or their family. ## Accidental Death In case of death of the insured due to an accident within the policy period, the nominee is compensated with the Sum Insured. ## Permanent Total Disablement (PTD) Personal Accident pays compensation against the permanent total loss of limbs, sight, etc. due to an accident. #### General Policy Exclusions We will not pay any claim resulting from: 1. Medical expenses arising from pre-existing conditions. 2. Any expenses for medical evacuation if the Insured Person does not suffer from a Serious Medical Condition. 3. Any treatment or expenses related to childbirth, miscarriage or pregnancy. 4. Any loss while participating in professional/extreme sports. 5. If the insured person engages in the commission of an unlawful act. 6. Maximum 30 days stay limit applied in one year for age more than 65 years, after any one trip policy will expire. #### COVID-19 Coverage The company shall pay for necessary and reasonable emergency medical expenses for hospitalization abroad if the insured person suffers from COVID-19 during their insured trip. ### Features of IGI General Insurance Family coverage will include the insured, spouse, and 3 children from one month to 18 years of age. ### Claim Procedure: 1. Contact the Help Line of Third Party Administrator with details. 2. Written notice of claim must be given to IGI General Insurance within 21 days of the incident.