# Motor Takaful from Pakistan's Top Takaful Providers ## Best Rates Guarantee ## Free of Cost Service ## Claim Assistance ## Our Partners We show you quotes from providers we have officially partnered with. Our panel consists of trusted household names from the Takaful insurance industry. - - - - - ## Our Customers Love Us **4.8** Rating **252** Reviews ### Customer Feedback: 1. **Muhammad Adeel Khan**: Strengths - Good communication, follow-up, and resolution. Weakness - Unable to provide clear responses on specific query which may not be part of the offering (Term Life insurance). 2. **Muhammad Nauman Jawaid**: Behatreen. 3. **Hasan Raza**: Good service. 4. **MUHAMMAD AKRAM ZAHID**: The representative that guided us through the entire process, Iqra, was very professional, patient, and cooperative that helped a lot and made the procedure run smoothly. 5. **ZAIN BASHIR**: Supportive Employee and great service. 6. **Farrukh**: Excellent concept of buying car insurance on monthly installments. Extraordinary customer service. Buying my car insurance for the last couple of years. Fully satisfied. 7. **Naveed Iqbal**: I found the services of this company as amazing. 8. **Mohammad Azam Zia**: The contact person was very professional and understanding of my genuine concerns. A thoroughly satisfying experience. 9. **Muhammad Ali Ejaz**: That was great. 10. **Haseeb Bin Hakim**: I had a great experience with them and I would definitely recommend them to anyone and I would surely buy my second policy from them. 11. **Hasan Izhar Khan**: Nice and timely response. 12. **Dr Muhammad Basit Rasheed**: Good service 👍. 13. **Khalid Jameel Mallick**: Thanks for the excellent service and cooperation, regarding all matters on time. Highly responsive. Cooperative staff. 14. **Adeel Iqbal Awan**: I have insured my 2nd car through Smart Choice. I like it very much .. the genuine product is given at the cheapest price.!! 15. **Ahsen rauf**: The sale was a good experience. I hope after sales support will also be good. 16. **Mufaddal**: Great company, leadership went above and beyond with how they managed during the time duration. 17. **Wasif Taimoor**: The service was excellent I got policy far quicker than I thought. 18. **Aurangzeb Ali**: Great Services it's Amazing. 19. **Wasif Taimoor**: Overall experience is excellent. 2 representative of Smart choice deal with me and both dealing capability is fabulous. 20. **Syed Ali Raza Mehdi**: Very professional and reliable service. I've been using them for a couple of years now. They've made the policy renewal process extremely efficient. They're now also partnering with banks so that policy premiums ... 21. **Syed Ali Raza Mehdi**: I've been a Smartchoice customer for the past couple of years. They have digitized and streamlined the insurance process, which makes it really efficient. They have now also partnered with some banks to offer ins... ## Types of Car Takaful Insurance in Pakistan ### Comprehensive Car Takaful With comprehensive coverage, you can claim for accidents that are deemed to be your fault. It also applies when fault can’t be proven, eg when someone hits your car and runs away. Without comprehensive, you risk having to pay for repairs yourself. A comprehensive policy gives you full protection and peace of mind. ### Third party Takaful Third-party car takaful offers cover against any legal liability to a third party caused when you are at fault. It covers any damage or injury caused by the insured, to another person or property. A third-party liability cover is made mandatory in Pakistan under the Motor Vehicles Act,1939. ### 3T Takaful The 3T covers three major things to protect yourself and the third party against unforeseen circumstances, it covers total loss of the vehicle (riots, natural disasters), theft and third party liability coverage as per Motor Vehicle Act. ## Car Insurance Guide #### How to save on Car Takaful Insurance? Our comparison tool is specifically designed to provide you hassle free experience, making it simple and fast, just how you want it. In short, we don’t believe that you need to waste your precious time by searching and calling different insurance providers, just to find a better car takaful insurance plan that fits your budget and give you a better peace of mind. To save a good amount of money on your car takaful insurance, prices may differ from company to company. Nowadays you can search for a comparison platform like [Smartchoice.pk](https://smartchoice.pk/) and others that allow users to search and compare takaful insurance companies side by side at the same time, get the best quotes instantly and buy your policy straight from the website. We are confident by using our comparison tool you will be able to find a better car takaful insurance without compromising on services or benefits. #### Car Takaful Coverage Before you dish out a hefty amount to your car takaful insurer, you must check what is covered and what’s not in your car insurance policy. It’s always a good practice to look into coverage details before you buy it. The everyday wear and tear of mechanical and perishable parts e.g battery, tyres, suspension, engine, interior and all the internal damages are not covered until they are damaged at the same time when the accident happened. #### Car Takaful Claims Process The first thing after you met an accident or someone hit your car is to call your car insurance provider’s helpline number and inform them about the accident. This is the first step towards having to claim your auto insurance. Do keep in mind they probably ask you for your unique insurance policy number which is written on the insurance certificate. The insurance company will assign you a surveyor that will examine your car and will start the process. #### Why is a tracker important? There is nothing more important in life than family, any extra measures we can take to ensure their safety are worth it. Trackers help in tracking the whereabouts of our loved ones, it can help with reducing the chances of car getting stolen and recovering of stolen vehicle.