Best Travel Insurance in Pakistan

Benefits of Travel Insurance

Travel insurance is necessary for any international trip to provide financial protection in the event of unexpected medical emergencies while abroad. Smartchoice offers a comparison of the best travel insurance options in Pakistan from top providers, ensuring you receive the best price and comprehensive medical coverage for destinations such as Schengen, UK, USA, Turkey, and worldwide.

Some of the key benefits

Enhanced medical coverage of up to US$100,000

Schengen-compliant insurance policies

Comprehensive protection for trip cancellation and delayed departure

Coverage for loss of baggage and passport

Refundable in an event of trip cancellation

Why choose Smartchoice for Travel Insurance?

Smartchoice is one of the leading insurance platforms that helps you find travel insurance plans with the best coverage and features while also saving you money.

Compare 1200+ policies

Find the best option among 1200+ travel insurance policies tailored to match your specific requirements

Best price guarantee

Benefit from the most competitive rates pre-negotiated with our insurance partners, ensuring savings you won't easily find elsewhere.

Instant policy issuance

Enjoy the convenience of receiving your policy documents instantly, eliminating the need for tedious back-and-forth communication.

Refund support

We have your back to help you get a refund in the event of trip cancellation.

Buy Travel Insurance in just 3
easy steps

Search

Enter your basic information along with trip details to find travel policies tailored to your needs.

Compare

Evaluate prices, compare coverage details, features, and benefits, and choose the best option.

Buy

Purchase your desired policy online from the convenience of your home or office and receive policy documents instantly.

Our Partners

We are their official partners, making it easier for you to buy their travel policy online.

Travel Insurance Guide

Travel insurance provides protection against a variety of unforeseen events during your travels, including medical emergencies, loss of passport or luggage, delayed departure, and more.

Simply enter your travel dates and other relevant information on our website. Compare plans from different providers and conveniently buy online using various payment options.

You can make payments via Credit/Debit Card, Bank transfer, or COD (cash on delivery).

Upon recieving payment, your travel insurance policy will be available in your email inbox in 60 minutes or less.

It's always wise to save money, especially when going on vacation. Instead of spending a fortune on your insurance policy, consider using smartchoice.pk. It allows you to search and compare insurance companies at once, instantly providing you with the best quotes. You can then purchase your travel policy directly from the website.

When making a travel insurance claim, ensure you have your important documents with you. Contact your insurer immediately and provide them with details of the incident. You will be sent a claim form or can download it from the insurer's website. Act promptly, as there is often a deadline of 31 days. If you require medical treatment abroad, seek authorization from your insurer beforehand.

In the event of theft or other crimes while on holiday or a business trip, contact the police within 24 hours of the incident. Your insurer will likely require a police report or crime reference number to process your claim. For lost or stolen personal belongings, you may need to provide receipts as proof of value and ownership.

Keep in mind that your policy has a maximum coverage limit for each type of claim. Additionally, certain activities, such as injuries caused by intoxication or participation in hazardous sports, may not be covered.

Yes, you can extend your travel policy while traveling. However, certain requirements must be met, such as not having made any claims prior to the extension request. The provider may also require an authorized letter from a physician stating that the insured is in good health. Additionally, a declaration from the person requesting the extension is necessary. If approved, extra charges will apply for the extended days, not exceeding a total of 90 days.

Yes, you can easily purchase travel insurance for your parents, even if you are residing abroad and they are traveling from Pakistan. Many insurance companies offer coverage on a country-by-country basis. It's important to find the right insurance policy for your parents, and keep in mind that premiums may increase for individuals over the age of 64.

Need help?
Talk to an expert:
(021) 111-212-212

Mon-Fri: 10:00am - 6.30pm & Sat: 11am - 4pm

Vertical Review Box
4.58
rating based on
1,383
reviews
Excellent
You already liked this review

Muhammad Adeel Khan

Strengths - Good communication, follow-up, and resolution. Weakness - Unable to provide clear responses on specific query which may not be part of the offering (Term Life insurance). Should provide a clear r… +

Strengths - Good communication, follow-up, and resolution. Weakness - Unable to provide clear responses on specific query which may not be part of the offering (Term Life insurance). Should provide a clear response, even if the response is to confirm that the specific request is not part of services, etc. -

1 week ago

Sakina Sohail

Excellent experience With Smart choice thank You… +

Excellent experience With Smart choice thank You -

1 week ago

Muhammad Asad Javed

Dear Aafia Good job Thank you very much for assisting me so well.… +

Dear Aafia Good job Thank you very much for assisting me so well. -

1 week ago

Ghazanfar Ali

5/5 , satisfied … +

5/5 , satisfied -

1 week ago

Hammad Ali Khan

I am very much satisfied with the service SmartChoice.pk is offering to its customers. I must count SmartChoice's work as generosity because I only considered corporate insurance before due to service issues wi… +

I am very much satisfied with the service SmartChoice.pk is offering to its customers. I must count SmartChoice's work as generosity because I only considered corporate insurance before due to service issues with individual policies. Thanks to SmartChoice for giving us the platform. Last but not least, Mr. Ajay Kumar is a very good person. He knows everything about the insurance offering and always offers the best-suited policy. If I say he is working on the SmartChoice.PK's mission is to offer the best policies tailored to your needs, so I won't be wrong. Thank you, Ajay, and SmartChoice.pk -

1 week ago

Shamshad Ali

Smart choice is really a smart choice for customers ,to get excellent provided services..… +

Smart choice is really a smart choice for customers ,to get excellent provided services.. -

1 week ago

Sobia

Review for Ajay – Health Advisor, Senior Executive* ★★★★★ 5/5 Ajay is the best health advisor I’ve worked with. He explained everything clearly, helped me pick the right plan for my family, and handled … +

Review for Ajay – Health Advisor, Senior Executive* ★★★★★ 5/5 Ajay is the best health advisor I’ve worked with. He explained everything clearly, helped me pick the right plan for my family, and handled my claim during a hospital emergency without any stress. Responsive, honest, and truly client-first. Highly recommend. Sobia shams., Karachi -

1 week ago

Fahad Abdal

Excellent service by Smart choice team. Got my query resolved in less than 12 hours. Highly recommended for everyone. Get your insurance and be hassle free.… +

Excellent service by Smart choice team. Got my query resolved in less than 12 hours. Highly recommended for everyone. Get your insurance and be hassle free. -

1 week ago

Nawaz khalil

Excellent service and quick support “I had a very good experience with Smartchoice.pk travel insurance. The process was smooth and easy. I especially want to appreciate Aafia from customer service—she was very… +

Excellent service and quick support “I had a very good experience with Smartchoice.pk travel insurance. The process was smooth and easy. I especially want to appreciate Aafia from customer service—she was very professional, polite, and helpful throughout. She responded quickly and guided me properly regarding my issue. Overall, I am satisfied with the service and would recommend Smartchoice.pk to others for travel insurance.” -

2 weeks ago

Hameed

The company has good customer service, and offer competitive pricing for car insurance. The reps are also very cooperative. Thank you.… +

The company has good customer service, and offer competitive pricing for car insurance. The reps are also very cooperative. Thank you. -

1 month ago

Abbas Sarmad

Very supportive team and best rates.… +

Very supportive team and best rates. -

1 month ago

Zaki Ahmed

It was very good experience, plus travel department and their reps provided quick enabled smooth processing of my application. Indeed its good initiative, where we can see comparative with few clicks. Thank yo… +

It was very good experience, plus travel department and their reps provided quick enabled smooth processing of my application. Indeed its good initiative, where we can see comparative with few clicks. Thank you -

1 month ago

Anila Shams

Smart choice is my fast choice when comes to select health insurance. Great and very cooperative staff, I have been renewing health insurance every year for my family. Ajay helped through getting approval in ti… +

Smart choice is my fast choice when comes to select health insurance. Great and very cooperative staff, I have been renewing health insurance every year for my family. Ajay helped through getting approval in time in a critical time where there was an urgent need situation, also selecting best plan in best cost. Was available to support 24/7. Allah bless for such amazing service. -

1 month ago

Shahzeb

Very impressive response from Smartchoice, highly recommended for health related policies.… +

Very impressive response from Smartchoice, highly recommended for health related policies. -

1 month ago

Usman Ali

Insurance claim process is too smooth. Ms. Natasha Khan's support is exceptional. The process from start till claim for car insurance is handled professionally by her. I will 100 percent recommend to have this … +

Insurance claim process is too smooth. Ms. Natasha Khan's support is exceptional. The process from start till claim for car insurance is handled professionally by her. I will 100 percent recommend to have this car insurance. -

3 months ago

Mian Tahir Farooq

Its very good service iuc… +

Its very good service iuc -

3 months ago

Henry

RESTOLTD.COM attention to detail is exceptional and their team members work with a confidence that instantly builds trust. The system they use is smooth, organized, and incredibly user friendly… +

RESTOLTD.COM attention to detail is exceptional and their team members work with a confidence that instantly builds trust. The system they use is smooth, organized, and incredibly user friendly -

3 months ago

Muhammad Naeem

Good its easy… +

Good its easy -

3 months ago

Junaid

Thanks Hunain, Natasha and team for all the help upgrading my car insurance to 0% depreciation policy. Really helpful.… +

Thanks Hunain, Natasha and team for all the help upgrading my car insurance to 0% depreciation policy. Really helpful. -

3 months ago

Zafar Mehmood

I was impressed by the good and friendly behavior of the staff in Islamabad branch. Very helpful staff. Keep it up team JUBILEELIFE.… +

I was impressed by the good and friendly behavior of the staff in Islamabad branch. Very helpful staff. Keep it up team JUBILEELIFE. -

4 months ago

Ahsan Yaqoob

Excellent service … +

Excellent service -

5 months ago

Amar Makhdoom

I always use Smartchoice for the travel insurance needs of my company. Always on time and correct suggestions for us to make the right choice.… +

I always use Smartchoice for the travel insurance needs of my company. Always on time and correct suggestions for us to make the right choice. -

7 months ago

Anonymous

It was an excellent service.A lady name Ayesha was amazing with all her efforts and she immediately helped me with the car insurance process.… +

It was an excellent service.A lady name Ayesha was amazing with all her efforts and she immediately helped me with the car insurance process. -

7 months ago

Khalid

I live in USA. I don't know much about vehicle insurance and so. Somehow I found Aisha bukhari. She was honest and very helpful to get the best insurance for my new bike. Also I am going to get car insurance so… +

I live in USA. I don't know much about vehicle insurance and so. Somehow I found Aisha bukhari. She was honest and very helpful to get the best insurance for my new bike. Also I am going to get car insurance soon by her. Just wanted to say special Thx to Aisha. ⭐⭐⭐⭐⭐ -

7 months ago

Ali Raza

Very satisfied with smart choice because their behavior and communication with customers is very good and i think there’s ayesha she is very very cooperative and i will suggest my friends and colleagues smart c… +

Very satisfied with smart choice because their behavior and communication with customers is very good and i think there’s ayesha she is very very cooperative and i will suggest my friends and colleagues smart choice -

8 months ago

Ali Raza

Very satisfied with smart choice because their behavior and communication with customers is very good and i think there’s ayesha she is very very cooperative and i will suggest my friends and colleagues smart c… +

Very satisfied with smart choice because their behavior and communication with customers is very good and i think there’s ayesha she is very very cooperative and i will suggest my friends and colleagues smart choice -

8 months ago

Anonymous

Timely service… +

Timely service -

8 months ago

Ayaz

"I recently purchased car insurance through Smartchoice and had an excellent experience. Their platform is user-friendly and allows easy comparison of multiple insurance providers, helping me find the best cove… +

"I recently purchased car insurance through Smartchoice and had an excellent experience. Their platform is user-friendly and allows easy comparison of multiple insurance providers, helping me find the best coverage at a competitive price. The customer support team Ayesha Bukhari was highly responsive and guided me through every step of the process, ensuring I understood all the details before finalizing my policy. What impressed me most was the transparency and quick turnaround time—everything was processed smoothly without any hidden charges or complications. I highly recommend Smartchoice for anyone looking for reliable and hassle-free car insurance in Pakistan." -

8 months ago

Ayaz

"I recently purchased car insurance through Smartchoice and had an excellent experience. Their platform is user-friendly and allows easy comparison of multiple insurance providers, helping me find the best cove… +

"I recently purchased car insurance through Smartchoice and had an excellent experience. Their platform is user-friendly and allows easy comparison of multiple insurance providers, helping me find the best coverage at a competitive price. The customer support team Ayesha Bukhari was highly responsive and guided me through every step of the process, ensuring I understood all the details before finalizing my policy. What impressed me most was the transparency and quick turnaround time—everything was processed smoothly without any hidden charges or complications. I highly recommend Smartchoice for anyone looking for reliable and hassle-free car insurance in Pakistan." -

8 months ago

Anonymous

Smart choice is one of the best platform. I am very much satisfied with their customer support and services being offered.… +

Smart choice is one of the best platform. I am very much satisfied with their customer support and services being offered. -

8 months ago

Rutaba

Very good service. I’ve been insuring my car with them for last 3 years. Natasha Khan handles my case very well and I’ve never had issues with claims.… +

Very good service. I’ve been insuring my car with them for last 3 years. Natasha Khan handles my case very well and I’ve never had issues with claims. -

8 months ago

Asim Ijaz

Very professional staff. Nice to deal with. Very responsive. They understand customer requirement and present it well. Highly recommended. Got 3 cars insured. Claim process very smooth.… +

Very professional staff. Nice to deal with. Very responsive. They understand customer requirement and present it well. Highly recommended. Got 3 cars insured. Claim process very smooth. -

8 months ago

Ghalib khan

Masha Allah, very quick response and good service, good work… +

Masha Allah, very quick response and good service, good work -

8 months ago

Muneeb

SmartChoice makes insurance simple and affordable! It connects you to top insurers, offering the best rates and seamless service. A must-have platform for hassle-free insurance comparisons and deals!… +

SmartChoice makes insurance simple and affordable! It connects you to top insurers, offering the best rates and seamless service. A must-have platform for hassle-free insurance comparisons and deals! -

8 months ago

Muhammad Saleem

Thank you for your support with my insurance needs. I truly appreciate the clear communication, friendly staff, and the overall positive experience. Everyone I interacted with was professional and kind. I’m gla… +

Thank you for your support with my insurance needs. I truly appreciate the clear communication, friendly staff, and the overall positive experience. Everyone I interacted with was professional and kind. I’m glad I chose to take services from your team. -

8 months ago

Tabish Anwar

yes, they are very cooperative.… +

yes, they are very cooperative. -

8 months ago

Sheikh kamran

Miss Natasha has a very good nature. She is very passionate about her work and always performs her duties with great dedication. Her support is always valuable and consistent.… +

Miss Natasha has a very good nature. She is very passionate about her work and always performs her duties with great dedication. Her support is always valuable and consistent. -

8 months ago

AKBAR FAROOQ

Excellent no one gives like your service … +

Excellent no one gives like your service -

10 months ago

Sana Nadeem

A very fast, reliable, and easy insurance!… +

A very fast, reliable, and easy insurance! -

10 months ago

Amna

I had an excellent experience with SmartChoice.pk. Thank you for providing such an informative and helpful platform. I obtained health insurance information through your website last year, and I recently had th… +

I had an excellent experience with SmartChoice.pk. Thank you for providing such an informative and helpful platform. I obtained health insurance information through your website last year, and I recently had the opportunity to use that insurance plan. The entire process was smooth and hassle-free. A representative from SmartChoice guided me throughout and was consistently available to answer my questions and provide assistance whenever needed. -

10 months ago

Read all reviews